Legal ConnectHouston, TX

Dealing With the Insurance Company After an Accident

The insurance adjuster may seem friendly, but their job is to limit what the company pays. Here's how to protect yourself.

You don't have to give a recorded statement

Adjusters often ask for a recorded statement early. You're generally not required to give one, and what you say can be used to reduce your claim. It's okay to politely decline until you've gotten advice.

Be careful about quick offers

A fast settlement offer can be tempting, but early offers are often low and may come before you know the full extent of your injuries. Once you accept and sign a release, you usually can't reopen the claim.

Stick to the facts

Don't guess, speculate, or admit fault. Stick to basic facts. If the conversation gets complicated, it's reasonable to talk to a Houston attorney before continuing.

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This guide is general information for educational purposes only. It is not legal advice, does not evaluate your situation, and does not create an attorney-client relationship. Laws change and vary by location — for advice about your specific situation, consult a licensed attorney.

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